Accurate valuations

We offer a wide range of valuations, including:

The term 'valuation' is an opinion of the property's market value at the inspection date. This may be required for a variety of reasons, hence at Spencer & Co Surveyors Ltd, we provide different types based on client needs.

A pre-purchase valuation report is a low cost valuation in letter form, based on a brief inspection and gives an opinion on the current market value of the property. This is useful in helping a prospective purchaser decide between a number of potential purchases.

'Help to Buy' is a scheme in which the government lends buyers up to 20% of the cost of a newly built home, so buyers only have to pay a 5% deposit and a 75% mortgage to make up the rest of the value. When a 'Help to Buy' home is sold, the assistance received from the government must be repaid from the proceeds of the sale. 

Whether you are buying back the amount borrowed from the government, or selling your Help to Buy home, an independent valuation is required so Help to Buy can calculate how much of the government loan needs to be repaid.

Contact us today for a competitive quote.

A building insurance valuation is given in letter form. This provides a figure, which will be the minimum recommended cost of re-instalment of the whole property. The valuation is prepared in accordance with the Guide to House Rebuilding Costs published by Building Costs Information Services.

Capital gains/inheritance tax/retrospective valuations are usually for tax planning/gifting or general taxation purposes. They can also be used for negotiating with HMRC.